Terms and Conditions

Last Updated/Effective Date: August 7, 2025

Please read these terms carefully before using our website or purchasing our digital products.

1. ACCEPTANCE OF TERMS

Welcome to STOCKBREED ("we," "us," "our," "Company"). These Terms and Conditions ("Terms") govern your use of our website, digital products, and services. By accessing our website, creating an account, or making a purchase, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree with any part of these Terms, you may not use our website or services. We reserve the right to refuse service to anyone for any reason at any time.

2. DEFINITIONS

"Digital Products" refers to all downloadable content, software, courses, templates, graphics, audio files, video content, eBooks, plugins, themes, and other digital goods sold on our platform.

"Services" includes our website, customer support, digital delivery systems, and any additional services we provide.

"User Account" means your registered account that allows access to purchased products and services.

"License" refers to the usage rights granted to you for our digital products as specified in individual product descriptions.

3. ELIGIBILITY AND ACCOUNT REGISTRATION

Age Requirements

You must be at least 18 years old to use our services or make purchases. If you are under 18, you may only use our services with the involvement and consent of a parent or guardian.

Account Information

When creating an account, you must provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You agree to notify us immediately of any unauthorized use of your account.

One Account Per User

Each user may maintain only one active account. Creating multiple accounts to circumvent restrictions or obtain additional benefits is prohibited and may result in account termination.

4. DIGITAL PRODUCTS AND LICENSING

License Grant

Upon successful payment, we grant you a limited, non-exclusive, non-transferable license to use our digital products according to the specific license terms for each product. This license does not constitute a sale of the digital product but rather a right to use it under specified conditions.

Standard License Terms

Unless otherwise specified, our standard license allows you to: • Use the digital product for personal or commercial projects • Modify or customize the product for your own use • Create derivative works based on the product (where applicable) • Use the product in client work (with restrictions as specified)

License Restrictions

You may NOT: • Resell, redistribute, or share the original digital product • Claim ownership or authorship of the digital product • Use the product for illegal or harmful purposes • Reverse engineer software products (where applicable) • Remove or modify copyright notices or attribution • Share login credentials or download links with others

Extended and Premium Licenses

Some products may offer extended or premium licenses with additional rights such as: • Unlimited client usage • Resale rights for derivative works • White-label usage • Additional modification rights These licenses are clearly marked and priced separately.

License Duration

Licenses are typically perpetual (lifetime) unless otherwise specified. However, we reserve the right to terminate licenses in case of violation of these Terms.

5. PURCHASE TERMS AND PAYMENTS

Pricing and Payment

All prices are listed in [Currency] and include applicable taxes where required. Prices may change without notice, but changes will not affect orders already placed. Payment is due immediately upon purchase and must be made through our approved payment processors.

Payment Methods

We accept payments via credit cards, PayPal, and other approved payment methods. By providing payment information, you represent that you are authorized to use the chosen payment method.

Order Processing

Digital products are typically delivered immediately after successful payment verification. Download links and access credentials will be sent to your registered email address. It is your responsibility to ensure your email address is correct and accessible.

Failed Payments

If payment fails or is declined, your order will not be processed. We may attempt to contact you to resolve payment issues, but we are not obligated to hold products or pricing for failed transactions.

6. REFUND AND CANCELLATION POLICY

Digital Product Refunds

Due to the digital nature of our products, all sales are generally final. However, we may offer refunds in the following circumstances: • Technical issues preventing product download or use (within 7 days) • Product significantly different from description (within 7 days) • Duplicate purchases (within 30 days) • Unauthorized charges with proper verification

Refund Process

To request a refund, contact our support team within the applicable time frame with your order details and reason for the refund request. Refunds are processed to the original payment method within 5-10 business days after approval.

No Refund Situations

Refunds will NOT be granted for: • Change of mind after download • Compatibility issues not disclosed in product requirements • User error or misunderstanding of product functionality • Products downloaded and used beyond reasonable evaluation

Chargebacks

Initiating a chargeback instead of contacting us directly may result in account suspension and legal action. We maintain detailed transaction records and will dispute fraudulent chargebacks.

7. INTELLECTUAL PROPERTY RIGHTS

Our Intellectual Property

All content on our website and in our digital products, including but not limited to text, graphics, logos, images, audio clips, video content, software, and code, is our property or that of our licensors and is protected by copyright, trademark, and other intellectual property laws.

User-Generated Content

If you submit reviews, comments, feedback, or other content to our website, you grant us a non-exclusive, royalty-free, perpetual license to use, modify, and display such content for business purposes.

Copyright Infringement

We respect intellectual property rights and expect our users to do the same. If you believe your copyrighted work has been infringed, please contact us with details of the alleged infringement.

DMCA Compliance

We comply with the Digital Millennium Copyright Act (DMCA) and will respond to valid takedown notices. Users who repeatedly infringe copyrights may have their accounts terminated.

8. PROHIBITED USES AND CONDUCT

Prohibited Activities

You agree NOT to: • Use our products for illegal, harmful, or unethical purposes • Attempt to hack, reverse engineer, or compromise our systems • Share, distribute, or resell our digital products without authorization • Create competing products using our intellectual property • Violate any applicable laws or regulations • Harass, abuse, or harm other users or our staff • Submit false or misleading information • Use automated systems to access our website without permission

Account Suspension and Termination

We reserve the right to suspend or terminate your account and access to our services at any time, with or without notice, for violation of these Terms or for any other reason we deem appropriate.

Content Violations

Users may not use our products to create content that is: • Illegal, defamatory, or harmful • Infringing on third-party rights • Promoting violence, hatred, or discrimination • Adult or sexually explicit (unless specifically permitted) • Misleading or fraudulent

9. WEBSITE AVAILABILITY AND TECHNICAL SUPPORT

Service Availability

While we strive to maintain continuous service availability, we do not guarantee that our website will be available 100% of the time. We may experience downtime for maintenance, updates, or technical issues.

Technical Support

We provide technical support for our digital products as described in individual product documentation. Support is provided via email and help desk systems. Response times may vary based on the complexity of issues and support volume.

Product Updates

We may release updates, bug fixes, or new versions of our digital products. Access to updates may vary based on your license type and product terms.

10. DISCLAIMERS AND WARRANTIES

As-Is Basis

Our website and digital products are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the functionality, reliability, or suitability of our products for any particular purpose.

No Warranty

We disclaim all warranties, including but not limited to: • Merchantability and fitness for a particular purpose • Non-infringement of third-party rights • Continuous or error-free operation • Compatibility with all systems or software • Achievement of specific results or outcomes

Third-Party Content

Our products may include or reference third-party content, tools, or services. We are not responsible for the availability, accuracy, or functionality of third-party content.

11. LIMITATION OF LIABILITY

Liability Limits

To the maximum extent permitted by law, our total liability for any claims arising from your use of our website or digital products shall not exceed the amount you paid for the specific product or service that gave rise to the claim.

Excluded Damages

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to: • Loss of profits or revenue • Loss of data or information • Business interruption • Loss of opportunities • Reputational damage

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, government actions, internet failures, or other force majeure events.

12. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless [Your Company Name], its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt arising from: • Your use of our website or digital products • Your violation of these Terms • Your violation of any third-party rights, including intellectual property rights • Any content you submit or create using our products

13. PRIVACY AND DATA PROTECTION

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

14. GOVERNING LAW AND JURISDICTION

Applicable Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in [Your Jurisdiction], except for claims involving intellectual property rights, which may be brought in court.

Class Action Waiver

You agree that any arbitration or legal proceeding shall be limited to the dispute between you and us individually. You waive any right to participate in class action lawsuits or class-wide arbitrations.

15. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms. We recommend reviewing these Terms periodically.

16. SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall remain in full force and effect.

17. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any additional terms for specific products or services, constitute the entire agreement between you and us regarding your use of our website and digital products.

18. CONTACT INFORMATION

If you have any questions about these Terms and Conditions, please contact us:

Effective Date: These Terms and Conditions are effective as of the date last updated above.